Mahalaxmi Bikas Bank Ltd.

Mahalaxmi Bikas Bank is a Nepalese development bank that was established in 1996 with the core principle of "Strong Bank, Successful Cooperation".The bank is licensed by Nepal Rastra Bank, the central bank of Nepal, and operates as a Class "B" financial institution in Nepal.

The bank offers a wide range of financial products and services, including savings accounts, current accounts, fixed deposit accounts, loans, remittance services, and more. Its primary focus is on serving individuals, small and medium-sized enterprises (SMEs), as well as agricultural and rural sectors in Nepal. Mahalaxmi Bikas Bank strives to provide innovative and tailored financial solutions that meet the needs of its diverse customer base, with a view to promoting economic growth and development in Nepal.

Our Objectives

The bank is dedicated to upholding its motto of "Service with Smile" for all customer groups, recognizing that their satisfaction is integral to the bank's success. The bank is constantly striving to provide personalized attention and support to each customer, with the ultimate goal of exceeding their expectations and fostering long-term relationships.

Association between Ramesh Corp and Mahalaxmi Bikas Bank

Ramesh Corp. holds the distinction of being an early supporter and a key promoter of Mahalaxmi Bikas Bank, contributing significantly to its success. As one of the earliest backers of the bank, Ramesh Corp. has played a crucial role in the bank's growth and success over the years.

Banking in your fingertips

Mahalaxmi Bikas Bank has been making a concerted effort to embrace digital banking in recent times. By investing in modern technology and digital platforms, the bank has demonstrated its commitment to providing customers with easy and efficient banking services.

Some of the digital banking services offered by Mahalaxmi Bikas Bank include:

Mobile banking

Mahalaxmi Bikas Bank offers a convenient mobile banking app that allows customers to conduct a range of banking transactions directly from their mobile devices. With this app, customers can easily check their account balances, transfer funds, pay bills, and more, all with just a few clicks.

Internet banking

In addition to its mobile banking app, Mahalaxmi Bikas Bank also offers internet banking services that enable customers to conduct a wide range of transactions online, including fund transfers, bill payments, and more. This allows customers to conveniently manage their finances from the comfort of their own homes or offices, at any time of day.


To further enhance its digital offerings, Mahalaxmi Bikas Bank has introduced an e-wallet service that allows customers to make digital payments at a variety of merchants and retailers. With this service, customers can enjoy a seamless and secure shopping experience without the need to carry cash or credit cards.

Mahalaxmi Bikas Bank's focus on digital banking is driven by its commitment to delivering a seamless and convenient banking experience to its customers. By embracing modern technology and digital platforms, the bank is not only able to cater to customers who prefer digital banking services over traditional brick-and-mortar banking but also reach a wider audience. This strategy reflects the bank's dedication to innovation and its mission to provide the best possible banking services to its customers.

Our Awards

Bank had been awarded with Best Presented Award (BPA)-2018 from ICAN for presenting best financial report among development banks.
Bank had also been awarded with SAFA-2018 in Bangladesh for being successful presenting best financial report.

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